Free New Jersey home calculators

Run the numbers before you buy or sell on the Jersey Shore. Each tool is free, runs right in your browser, and is built around New Jersey specifics — property taxes, the Realty Transfer Fee, attorney review, and more. No sign-up, no cost.

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Affordability Calculator

How much house can you afford? Get your realistic New Jersey price range from your income, debts, and down payment — using the same debt-to-income math lenders use.

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Mortgage Calculator

Estimate your monthly payment, see how extra payments shorten your loan, and view the full breakdown — it updates live as you type.

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Closing Cost Calculator

The down payment isn't the whole story. Estimate your total cash to close — lender fees, attorney, title, inspections, and prepaid taxes.

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Seller Net Proceeds Calculator

What will you actually walk away with? Commission, the NJ Realty Transfer Fee, attorney fees, and your mortgage payoff — estimated live.

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Ready for the next step?

These tools give you the numbers — a great local agent gets you the home. When you're ready, I'll match you with a vetted, top-performing New Jersey agent for your area, at no cost to you.

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Licensing disclosure: John Grossi Referrals is operated by a New Jersey licensed real estate referral agent, affiliated with Shore Properties Referral LLC, NJ license #2185031. As a referral agent, I am not permitted to list, show, or sell real property, and I do not represent buyers or sellers in transactions. These calculators provide general estimates for informational purposes only — not legal, financial, or tax advice. All referral compensation is paid by the receiving broker in accordance with N.J.S.A. 45:15-1 et seq.