Seller Net Proceeds Calculator

What will you actually walk away with? Commission, the NJ Realty Transfer Fee, attorney fees, and your mortgage payoff — estimated live as you type.

Your Sale

Include any home equity loans or lines of credit that must be paid off at closing.

Typically 5–6% in NJ, split between the listing and buyer's agent brokerages. Negotiable.

NJ sellers typically pay $1,500–$2,500 for representation through attorney review and closing.

Anything you expect to credit the buyer after inspection. Leave 0 if unsure.

Title/deed prep, municipal smoke detector & CO certificate, misc. recording fees.

Your Estimate

$0 Estimated net proceeds
Sale price$0
Commission (5.5%)−$0
NJ Realty Transfer Fee−$0
Attorney fees−$0
Repair credits / concessions−$0
Other closing costs−$0
Total selling costs (0% of price)−$0
Mortgage payoff−$0
Estimated net proceeds$0
Moving out of state: NJ requires an estimated income tax prepayment at closing (typically the higher of 2% of the sale price or 8.97% of your gain) — roughly $0 here. This is a prepayment, not an extra tax: it's reconciled on your NJ return and overpayments are refunded. Your cash at closing would be about $0 before that refund.
This calculator provides a good-faith estimate for planning purposes only. Actual commission is negotiated with your listing brokerage; transfer fees, attorney costs, municipal requirements, and payoff amounts vary by county, transaction, and lender. Senior citizens (62+), blind or disabled persons, and low/moderate income sellers may qualify for partial Realty Transfer Fee exemptions not reflected here. This is not legal, financial, or tax advice — confirm your numbers with a NJ real estate attorney and your accountant.

Want these numbers to be real?

The single biggest lever in this whole breakdown is the sale price itself — and that comes down to the agent pricing and marketing your home. I match NJ sellers with proven listing agents, screened on actual sales performance in your town, at no cost to you.

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Buying your next place too? Try the Mortgage Calculator to estimate your new monthly payment.